DON'T

  • Don't let a contractor force you to make a decision to hire them until you have fully investigated them, but remember in the wake of a disaster their services will be in high demand.
  • Don't hire a contractor that solicits your business.
    • Unsolicited phone calls, door knocks, or phone calls are usually from unsavory repairmen and contractors.
  • Don't automatically choose the lowest bidder.
  • Don't pay a premium. Don't let someone who is offering to "help," take advantage and charge you more than what is fair.
  • Don't pay in cash.
    • Scammers or Chuck-In-A-Truck fly-by-night contractors often ask for cash because they know once you give it to them, it cannot be traced.
  • Don't pay in full up front.
    • Typically, pay no more than 1/3rd up front.
    • Once you are satisfied with the contractor and feel you can trust them, you can pay an additional 1/3rd, after they have completed 1/3rd of the job.
    • Never pay the final 1/3rd (or pay in full) until the job is done to your satisfaction.
  • Don't sign your insurance check over to a contractor.
  • Don't take the contractor's word that it is licensed/registered to perform work in your city or that it is bonded, require them to show you their paperwork and verify their insurance yourself.
  • Don't verbally agree to any increase in the cost of the work, and if there is a reason to agree, then document the change in the total amount in writing.