- Interest adjustments between date of closing and first mortgage payment
- GST/HST on a new home or a home that's been extensively renovated
- Title insurance to provide coverage for losses related to title fraud, survey issues, problems with the title and challenges to the ownership of your home
- Service charges from utility companies for hook-ups on electricity, gas, internet and telephone services
- Appraisal fees
- Moving costs
- Storage costs if you must leave your current residence before you are able to move into your new home
- Furniture and appliances
- Real estate commissions