Business Credit reports are offered by Experian, Dun & Bradstreet, and Equifax. You will first want to get a copy of your business credit reports to see what is being reported before you start your business credit building.

Visit http://www.smartbusinessreports.com/ for a copy of your Smart Business report. It costs $49-99 for a Smart Business Report. Find out how many tradelines are reporting, see if you have a business credit score assigned, see if you have an active Experian Business Profile, and check on recent inquiries.

You can purchase a copy of your Equifax Small Business Credit Report here http://www.equifax.com/small-business/credit-report/en_sb. It typically takes more time to create a file with Equifax Small Business than D&B and Experian. This is why it's important to apply with the credit providers who report to Equifax. It costs $99.95 for a full report.

Obtaining a Dun & Bradstreet number (D-U-N-S #) begins the process of building your business credit profile with them. Your D-U-N-S # will also play an important role in enabling your business to borrow without a personal guarantor. You can visit http://www.dnb.com/. It costs $299- 699 per DUNS Number.

You can also enroll for the DNBi SelfMonitor to monitor your credit during the building process. A subscription for D&B Self Monitoring is $39-99 per month. Activate your DUNS # and get your file a D&B Rating. D&B Rating can cost between $299-899.