You have 60 days to appeal if you disagree with FEMA's decision. FEMA requires you to explain why you appeal even if FEMA has not explained why it denied assistance. You cannot fully understand the reasons for FEMA's decision unless you first request your "file" in writing. So as soon as possible, send a written request for your file to the address listed in FEMA's decision letter. Otherwise your file may not arrive before your appeal deadline. If you can, you should attach the following to your appeal:

• (a) photographs of disaster damage;
• (b) statements from neighbors or government officials or others who know about the damage;
• (c) receipts or other financial documents showing when the damaged items were last repaired or replaced; and
• (d) a contractor's signed estimate showing the cost to repair disaster damage.