Ally's online Interest Checking account has no required minimum deposit to get started, and you can use any Allpoint ATMs in the U.S. for free.
With a balance of $15,000 or more, this checking account yields 0.6% interest. Below $15,000, it's only 0.1% -- not very impressive.
However, this account can be accessed with online or through the Ally app, so it's pretty accessible for anyone within the U.S.
Overall: B