Aspiration's Summit Checking account is an online-only bank account with no fees, no minimum balance, no minimum monthly deposit, and an interest rate 100% what normal banks pay.

Summit also reimburses 100% of ATM fees.

Staff writer Dana Sitar uses this app to automatically save $400 per month so she can afford flights for the holidays.

She explains, "On top of the benefits of the Summit account, I'm actually impressed with Aspiration as a company. This isn't a traditional bank; it's a California startup with a jovial personality that's sorely lacking in the financial space."