Your offer has been accepted and you can't wait to move in … don't break out the bubbly just yet; you still have to close the deal. Your REALTOR® and lawyer will do most of the closing work, but here's a checklist to follow:

• Immediately begin satisfying any conditions of the agreement that require action on your part. Your REALTOR® can fill out the documents confirming the conditions have been satisfied.
• Ask your lawyer to begin searching title to the property. This can take a while, so make sure you allow ample time.
• Well before closing, arrange your homeowner's insurance to kick in on your closing date. Your insurance broker will give you a "binder letter" certifying that you're covered. You can't get a mortgage without this letter.
• Contact your lender and have them finalize your mortgage documents. Make sure your lawyer reviews them before you sign.
• Your lawyer will transfer essential utilities like hydro and water but you'll have to make sure telephone and cable companies switch their services to your new address.
• If you rent, be sure to give the required notice to your landlord or sublease your apartment.
• Begin planning your big move. Where are those cardboard boxes?
• Send out your change of address information and fill out a card at the post office. Contact the appropriate provincial agencies about changing your other identification cards.
• Walk through your new home one more time with your REALTOR®. Don't forget the measuring tape to start planning your furniture arrangement.
• A day or two before closing, you'll meet with your lawyer to sign the closing documents. Your lawyer will tell you in advance what certified cheque(s) you'll need to seal the deal.